Examinations Under Oath

The attorneys of Hartel, DeSantis & Murray, LLP are regularly retained by insurance companies to procure examinations under oath. Examinations under oath are sworn statements, taken before a court reporter, of a claimant who has made a claim for reimbursement for a loss under his or her own insurance coverage. Often, during the claims process, an insurance adjuster may invoke a clause in the insurance policy to require an insured to submit to a sworn statement under oath. The insured is asked questions about the claim and is required to provide answers under oath and may be subject to the penalties of perjury if he or she knowingly makes untrue statements. The examination under oath is used by the insurance adjuster as a tool to investigate whether or not a claim is legitimate.